Disclaimer

The advice provided on this website is general advice only. It has been prepared without taking into account your objectives, financial situation or needs.  Before acting on this advice, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs.  If any products are detailed on this website, you should obtain a product disclosure statement relating to the products and consider its contents before making any decisions.  Where quoted, past performance is not indicative of future performance.

Charlotte Schaefer disclaims all and any guarantees, undertakings and warranties, expressed or implied, and is not liable for any loss or damage whatsoever (including human or computer error, negligent or otherwise, or incidental or consequential loss or damage) arising out of, or in connection with, any use or reliance on the information or advice in this website. The user must accept sole responsibility associated with the use of the material on this site, irrespective of the purpose for which such use or results are applied.  The information in this website is no substitute for specialist advice.

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